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What is Decreasing Term Life Insurance?

Decreasing Term Life Insurance is an insurance product that is similar to Level Term Life Insurance except that is usually used to protect against a debt, think Mortgage. As the amount you owe on the mortgage decrease over…

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Insurance for mortgage

Do I need life insurance for a mortgage in the UK?

There is no legal obligation to have Life Insurance when applying for, or having a mortgage. However, some lenders will only consider your application if you do have it. It makes sense that the bank knows they can…

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Can I Get Life Insurance For A Pre-Existing Condition?

It is possible to get life insurance if you are having a pre-existing condition, but it does depend on the condition. If possible, it may cost more and take extra time for the acceptance of your application. What…

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Do I need Life Insurance?

Have you thought about whether you need life insurance? If you found this page then the answer must be a yes! You need life insurance if you have children, a partner, or other relatives that depend on your…

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Advantages of Level Term Life Insurance

One of the most popular types of protection is Level Term Life Insurance. It is a straightforward policy that has a constant pay-out amount through the lifetime of the policy. What will we be looking at in this…

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